Issued in about 2 minutes
Sign up, verify your ID once, and your virtual card is ready to copy into any checkout. No paperwork, no branch, no 7–10 business days.
Instant virtual Visa & Mastercard issuance
The virtual card built for global work and spending.
Create a NexaCard in about two minutes and pay anywhere in the world — in 40+ currencies, with bank-grade controls and fees you can read in one glance. No branch visits, no waiting for plastic in the mail.
Free to start
No credit check
Cancel anytime
40+
Currencies to hold & spend
180+
Countries where NexaCard is accepted
~2 min
From signup to a working card
$0
Virtual card issuance fee
NexaCard
VISA
Available balance
$12,480.55
5312 •••• •••• 4021
FROZEN
Try it: switch currency balances or freeze the card — exactly as it works in the app.
Pay for the tools and platforms you already use
NetflixSpotifyAmazonMeta AdsGoogle AdsShopifyAWSOpenAIAirbnbFigma
Everything a modern card should do — from minute one
NexaCard pairs instant virtual Visa and Mastercard issuance with the controls and transparency that global earners and spenders actually need.
40+ currencies, one card
Hold balances in USD, EUR, GBP, AED and 40+ more. Spend in the local currency and skip the conversion markup you'd pay with a domestic card.
Freeze in one tap
Something look off? Freeze the card instantly, unfreeze when you're ready, or replace the number in seconds — without touching your other cards.
Spending limits per card
Set daily or monthly caps on every card. A runaway ad account or a forgotten trial can never charge more than the limit you chose.
3D Secure on every card
Every NexaCard supports 3D Secure 2, with in-app approval for sensitive payments — the same protection standard used by leading global banks.
One card per purpose
Create separate cards for ads, SaaS tools, shopping and travel. Clean statements, isolated risk, and one-click cancellation per service.
Your money, borderless by default
NexaCard is built for people whose income and spending cross borders every day — get paid like a local, spend like a local, wherever you are.
- Local receiving detailsUSD, EUR and GBP account details so clients and platforms pay you without international wire fees.
- Transparent conversionConvert between balances at rates shown before you confirm — the fee is the price you see, never a hidden spread.
- Accepted in 180+ countriesYour card runs on the Visa and Mastercard networks, so it works at virtually every online checkout on earth.
Made for the way you spend
Pick your workflow — NexaCard adapts to it with dedicated cards, limits and currencies.
Get paid globally, spend locally
Clients pay your NexaCard balances in their currency; you spend from the same account for tools, rent and everything between — no chain of transfers eating your margin.
- USD, EUR & GBP receiving details for client payments
- Convert earnings at transparent, pre-shown rates
- Separate cards for business tools and personal spend
40+ currencies
Hold and spend in the currencies your clients actually pay in — not just the one your local bank allows.
Shop worldwide without exposing your main card
Check out at stores in the US, EU, UAE and beyond with a virtual card that carries only the balance and limits you set for it.
- Single-use cards that retire after one purchase
- 3D Secure approval in the app for sensitive payments
- Pay in the store's currency and skip double conversion
One tap to freeze
See a charge you don't recognise? Freeze first, ask questions later — your money stays where it is.
Every subscription on its own card
Give each tool — design, hosting, AI, analytics — a dedicated card with its own monthly cap. Renewals stay predictable and cancelling is one click, not a support ticket.
- Per-card monthly limits matched to each plan's price
- Statements that name the card, so expenses sort themselves
- Kill a trial card before it ever converts to paid
Up to 10 cards
On the Pro plan — enough for every subscription in your stack, each with its own limit.
Ad spend that never takes your account down
Run Meta, Google and TikTok ads from dedicated NexaCards. If one card is flagged or hits its cap, your campaigns and your other cards keep running.
- A separate card per platform and per client account
- Daily spend caps that protect against runaway budgets
- Instant replacement numbers when a platform demands one
$0 to issue
Spin up a fresh card for a new ad account in minutes — issuance is always free.
Fees in the open — try the maths
No spreadsheets, no fine print. Move the slider and see exactly what a payment costs on each plan.
Total charged to your card
$250.00
- Payment amount
- $250.00
- Conversion fee
- $0.00
- Card issuance & payment fees
- $0.00
Paying in USD from a USD balance — no conversion, no fee.
Simple pricing, in USD
Start free. Upgrade when you need more cards, lower conversion fees and team controls.
Starter
Your first virtual card — for everyday online payments.
$0/ month
Free forever
- 1 virtual Visa or Mastercard
- Hold & spend in 40+ currencies
- 1.5% currency conversion fee
- Freeze / unfreeze & 3D Secure
- Real-time payment notifications
Pro
For freelancers, creators and power users with a full tool stack.
$9/ month
Billed monthly
- Up to 10 virtual cards
- 0.9% currency conversion fee
- Single-use disposable cards
- Per-card daily & monthly limits
- Spending analytics & exports
- Priority support
Business
For teams and agencies running spend across people and clients.
$29/ month
Billed monthly
- Unlimited virtual cards
- 0.5% currency conversion fee
- Team members & role permissions
- Bulk issuance & API access
- Dedicated account manager
How NexaCard stacks up against the top providers
We built NexaCard to match the best-known names in global payments — and to beat them where card users feel it most: issuance speed, card controls and clear fees.
| Feature | NexaCard | Payoneer | Wise | Rizon | Priopay |
|---|---|---|---|---|---|
| Instant virtual card issuance | Yes — ~2 min | Limited | Yes | Yes | Yes |
| Virtual card issuance fee | $0 | Varies | $0 | $0 | Fees apply |
| Currencies supported | 40+ | ~10 | 40+ | ~30 | ~15 |
| Freeze & unfreeze in app | Yes | Yes | Yes | Yes | Yes |
| Per-card spending limits | Yes | — | Partial | Yes | Partial |
| 3D Secure on virtual cards | Yes | Partial | Yes | Yes | Yes |
| Dedicated cards for ad platforms | Yes | — | — | Partial | Partial |
| Single-use disposable cards | Yes | — | — | — | — |
| Conversion fee | From 0.5% | Varies | Varies by currency | Varies | Varies |
| Plans from | $0 / month | $0 + usage fees | $0 + usage fees | Subscription | Subscription |
Comparison summarised from publicly available product information as of November 2026 and simplified for illustration. Features, currency counts and fees change over time — please check each provider's website for their current terms.
Security that keeps you in control
Every NexaCard ships with the controls security teams ask for — on every plan, including free.
Freeze & replace instantly
Freeze a card the second something looks wrong and issue a replacement number in the same session. Your balance and other cards are untouched.
3D Secure 2 approval
Sensitive payments ask for your in-app confirmation, so a leaked card number alone can't be used at merchants that support 3D Secure.
Single-use cards
Generate a card that works for exactly one purchase, then retires itself — ideal for unfamiliar stores and one-off checkouts.
Real-time alerts & limits
Every charge notifies you instantly, and per-card caps mean no single card can ever spend beyond the limit you set for it.
NexaCard is designed to operate with licensed issuing partners on the Visa and Mastercard networks, with card data encrypted in transit and at rest and controls aligned to PCI DSS security requirements.
Stories from the people NexaCard is built for
Illustrative examples of the workflows NexaCard is designed around — the freelancers, buyers and teams who earn and spend across borders every day.
“Six client ad accounts, six NexaCards. When one platform flagged a card last month, I replaced the number in two minutes and no campaign ever paused. That alone pays for Pro.”
“My clients pay in USD and EUR, my tools bill in USD, and I shop from three countries. NexaCard is the first card that handles all of it without a conversion surprise at checkout.”
“We gave every subscription its own card with a monthly cap. Finance finally has clean statements, and a forgotten trial can never quietly renew again.”
Questions, answered
A virtual card is a real Visa or Mastercard that exists digitally instead of as plastic. You get a card number, expiry and CVC instantly in your NexaCard account, ready to paste into any online checkout, wallet or ad platform — with the same acceptance as a physical card.
About two minutes. Create an account, complete a one-time identity verification, add funds, and issue your card. There's no credit check and no waiting for mail delivery.
You can hold balances in 40+ currencies — including USD, EUR, GBP and AED — and spend in 180+ countries. When you pay in a currency you hold, there's no conversion fee at all. When conversion is needed, the rate and fee are shown before you confirm.
Virtual card issuance is always free. The Starter plan is free forever with a 1.5% currency conversion fee; Pro is $9/month with 0.9% conversion; Business is $29/month with 0.5% conversion. Paying in a currency you already hold costs nothing extra on any plan.
Yes — that's one of its most popular uses. NexaCards work with Meta Ads, Google Ads, TikTok Ads and subscription platforms like Netflix, Spotify, AWS and major SaaS tools. Create a dedicated card per platform or tool so limits and cancellations stay clean.
Freeze the card in one tap to block all new charges, then issue a replacement number in the same session. Because each card has its own limits — and single-use cards retire after one purchase — a leaked number can't reach the rest of your money.
Yes. The Business plan includes unlimited cards, team members with role permissions, bulk issuance and API access — built for agencies and remote teams managing spend across people and clients.
Your first card is two minutes away
Join the freelancers, remote teams, shoppers and advertisers who run their global spending on NexaCard.
Create your free card